Help answer the subject about Insurance

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The Higher “On Fire” In Stores Now

Help answer the question about Insurance

How do we get insurance companies to reduce medical insurance premiums to employers?
Let’s face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums.

The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control.

How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

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18 Responses to “Help answer the subject about Insurance”

  • Wordpress says:

    why is it comments are left that just put down the band?

  • Tony G says:

    I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.

  • Ms L says:

    Allstate is by far the best. They are ranked in the top 50 employers book.

  • dudefornow14 says:

    I didn't study for this test (haha)

    1-Liability
    2-Uninsured motorist if you were a pedestrian
    Collision if it's a hit&run in your car
    3-Risk & Loss
    4-Comp & Collision
    5-Driving penalties
    6-All of them

  • Blogger says:

    bought* my bad

  • Anonymous says:

    please do us all a HUGE favor and stop releasing music. thanks.

  • ..???.. says:

    Reagan warned of obama and his kind, and I'm not referring to his race, He is a socialist, and health care is his door opener.

    http://www.youtube.com/watch?v=fRdLpem-AAs

    Please forward this video to all who question the "acting" president's agenda!!!!!

  • WPBlog Shop says:

    haha they played this song acoustic at his little sisters b-day

  • love says:

    Some group policies at work do not care about preexisting conditions.
    Some do. It is usually the private ones, not work connected that
    up the rates. Probably something to do with—- if you can work, then
    you probably are not too sick, or disabled, so you can be insured.
    If it is a dependent child, would you need to take insurance for you
    as well as the child, and what is the waiting period.
    Work insurance takes a while to go into effect. You may have a rider
    or whatever it is called, that will exclude treatment, or make you wait
    so long to have insurance, or treatment for the preexisting condition.
    I don't know for sure, you could find out some how who the employer
    or potential employer uses and check it out on line or by calling the company.

  • Happy says:

    I think you should go to the local building department (city or county) and apply for as built permits for these unpermitted structures. Although costly, it's better than Code Enforcement coming by, realizing that those additions/properties are unpermitted and going to court, seeking an injunction to have you (1) obtain as-built permits or (2) having them torn down.

    It is more expensive to have Code Enforcement come in and seek relief from the courts (assuming you don't comply and apply for as built permits) because you may have to pay their attorneys' fees when they win.

    I believe you apply for as built permits from the Building Department in the city. Make sure you're in the incorporated portion of the city, otherwise you'll have to go to the County Building Department.

    Also, if the bank didn't know that these additions were unpermitted, you wouldn't have an recourse. Most foreclosures are sold as is and requires buyer's diligence. A title insurance policy may or may not disclose unpermitted additions (depends on the wording of the policy). As I recall, a title insurance policy only guarantees that you have marketable title to the property.

  • WPBlog Shop says:

    It’s ironic how you’re trying to insult the people who don’t read the comments by saying you buy what they sell.

  • Blogger says:

    omfg!! its taken me for ever to find out who sung this song, i thought it as higher, cause i got givenv a cd from my ex gf of all her fave music, and this was on here, but i didnt know the name, i just type “the higher” and its the first one on the list woooooo!

  • fgeel says:

    hes got to be lying or had lawyer take his tickets to court and won!
    tickets are sent to the states motor vechicle division, thats how they find out about your tickets!
    TC GL :-)

  • Leo says:

    There's no average.

    You can't average no retro date and no tail, with 30 years of prior coverage.

    But if you don't "need" this type of insurance, don't buy it.

    No hospital will actually allow you to use their operating room without it, anywhere, in the USA, but hey, if you don't NEED it, hey.

    As to where it's cheaper – Not in the state of NY. Generally, the states which limit tort (republican states) are more friendly to doctors. But your professional association, or professional magazines, should be giving you a list of cheaper states. I believe there are at least 45 of them, LOL.

  • Wordpress says:

    this video makes me want to take all of my epitaph records stuff and piss on it. epitaph, you make me sick. this music is shit and you fucking know it. sell out, cop out, pussy ass mother fuckers.

  • WPBlog Shop says:

    yup he is cool everytime we see eachother always says whats up. se real cool